It is a simple process. A statement of how you wish to dispose of your estate is all that is needed to make a will. Why do I need to make a will? A will is necessary to make sure that your wealth is passed on to the people or organisations you want. It is…

You may come to the point where you have to consider care facilities — either in your own home or in a residential home. The Social Services department of your local authority manages the assessment of care needs, and the offers of monetary help. Care at home Local authorities can arrange care for you in…

Children who know about money and how it works are more likely to be able to manage their finances competently as adults. Help your children with money management Encourage them to get the savings habit — open a bank account or savings account for them. Help them to save for something they really want, rather…

Long-term savings will help for more expensive things such as funding your retirement, saving for a house deposit or saving for your children’s university fees. If you are saving over a long period, and want to get the best possible growth, you may want to consider investing your money. However, remember that with many types…

A budget can help you get in control of your finances. It is a plan that helps you identify anticipated income, expenses, and savings on a regular basis. Budgets also enable individuals to identify the level and importance of their expenses and help us see exactly where our money goes. It is also important to…